MetLife dental
Maximize Your Metlife Dental Benefits
Do you have MetLife dental insurance? Whether you purchased your policy independently or received it through your employer, it’s important to make the most of it. Your insurance is a valuable resource that can protect your smile from decay and gum disease while also helping with the cost of restorative care. But how can you get the greatest value from your policy? Our team is proud to be in-network with MetLife dental insurance, and we focus on helping our patients maximize their benefits.
MetLife Dental Coverage and Fees
MetLife offers a variety of insurance plans, with PPO and DHMO plans being the most common. A DHMO plan requires you to visit a specific dentist, while a PPO plan allows you the flexibility to choose any dentist and still use your benefits. Here’s a basic overview of how PPO coverage typically works:
- Preventive care (e.g., cleanings, X-rays): Covered at 80% to 100%
- Minor restorative care (e.g., fillings, simple extractions): Covered at 70% to 80%
- Major services (e.g., crowns and other extensive treatments): Covered at 50%
- Specialty services (e.g., orthodontics, dental implants): Coverage varies depending on the specific policy
Keep in mind that you may receive higher coverage rates when visiting an in-network MetLife dentist in Allen compared to out-of-network practices. We have a special agreement with MetLife that helps both the insurance provider and our patients save money. Since we are experienced in working with MetLife, we are well-equipped to help you understand your policy and maximize its benefits.
For instance, we may be able to schedule your treatments in a way that helps you fully utilize your annual maximum (the highest dollar amount your policy will pay for approved treatments within a year). We often achieve this by spreading major services across multiple appointments, allowing you to take advantage of two annual maximums instead of just one.
Dental Insurance Support at Your Service
At our practice, the entire team is dedicated to helping you get the most from your dental insurance in Allen. However, it’s our dental insurance coordinators who take the lead. You’ll find these skilled professionals at our front desk, where they focus on verifying insurance coverage, filing claims, and explaining how your benefits apply to different services. If you’d like assistance in maximizing your MetLife dental benefits, don’t hesitate to contact us today.
